Wally
Free budget & expense tracker

Track every expense. Pay nothing.

Budgets, automatic expense import, wallets in 150+ currencies and sync between Android and iPhone. Other apps charge a subscription for this. In Wally it is free for everyone, with no ads.

Free foreverNo adsNo sign-up

Everything others charge for. Free.

Wally has no subscription, no paid tier and no ads. Every feature is on for everyone from the first day.

Feature In other apps In Wally
Automatic expense import Bank sync needs a subscription: YNAB $109, Monarch $99.99, Copilot $95 a year Free from bank notifications on Android and Apple Pay on iPhone
Budgets Spendee gives 1 budget for free, Toshl and PocketGuard 2 Free as many as you need, with alerts near the limit
Wallets and accounts Spendee and Money Lover give 1 wallet for free, Toshl 2, Wallet by BudgetBakers 3 Free no limit, each wallet in its own currency
Recurring payments Paid in Toshl and PocketGuard; Money Lover allows only one for free Free rent, subscriptions and salary repeat by themselves
Sync between phones Paid in Bluecoins and CoinKeeper; Money Manager has no sync between devices Free between Android and iPhone, through your own Google Drive
Several currencies YNAB, Monarch, Copilot and Goodbudget keep a budget in one currency Free 150+ currencies and crypto, with automatic rates
No ads Free versions of Money Lover and Money Manager, and Bluecoins on Android, show ads Free and never any ads
US prices from official pricing pages and the App Store, checked in October 2026. See the full comparison →

Why is Wally free?

Wally is an independent app made in Latvia. There is nothing to unlock: no subscription, no in-app purchases and no ads, and your financial data is never sold.

Why Wally?

Simple, private and free, on Android and iPhone.

Private by design

Your records live on your phone. Sync is an encrypted file in your own Google Drive, and bank notifications are read on the phone and never leave it.

150+ currencies

Wallets in any of 150+ world currencies and in cryptocurrencies, with automatic exchange rates for totals and transfers.

Android and iPhone

Use Wally on both. Your budget syncs through your own Google Drive, so every phone shows the same numbers.

Everything you need

All included, all free.

Automatic import

Android: purchases arrive from your bank's notifications. iPhone: Apple Pay payments come in through a Shortcuts automation. No bank login.

Budgets

Weekly, monthly, yearly or custom budgets for a category or for all spending, with an alert near the limit.

Smart categories

Imported purchases get a category right on your phone, from a built-in list of shops and your own past choices.

Multiple wallets

Cash, cards, savings and crypto, each wallet in its own currency, all in one place.

Quick logging

Add income and expenses in seconds with the built-in calculator.

Wallet transfers

Record transfers between your wallets, with automatic currency conversion.

Recurring payments

Rent, subscriptions and salary repeat by themselves: every day, week, month or year.

Charts and analytics

Spending by category, period comparison and trends by day, month and year.

Transaction history

Full history with search, filters and sorting by date or amount.

Profiles

Keep personal, work and family expenses apart with several profiles.

ChatGPT and Claude

Ask what you spent and add records right in ChatGPT or Claude. How to connect

Sync and backup

Encrypted sync through your Google Drive, plus a password-protected backup file you can export.

See it in action

Clean, intuitive interface designed for everyday use.

Home screen: spending by category for the month in a pie chart
History: recent income and expenses in several currencies
Adding an expense with the built-in calculator and currency conversion
History grouped by category, with the details of one record
Wallets with their balances in different currencies

Guides and comparisons

Honest comparisons with other budget apps and step-by-step guides.

Start tracking for free

No ads, no subscription, no sign-up. Get started in seconds.